Cobia 320 Specifications
- Overall Length: 32'0"
- Beam (Width): 10'3"
- Dry Weight: 9,260 lbs
- Maximum Engine: Triple F300 (850 HP total)
- Fuel Capacity: 275 gallons
- Deadrise: 21.5°
- Draft: 23 inches
- Hull Type: Deep-V offshore, vacuum-bonded composite
- Cockpit Size: 82 square feet
- Primary Use: Tournament-grade offshore fishing, extended range, premium family cruising
Cobia 320 T-Top Cover Features
- Cover Type: T-Top center console (protects extensive helm, electronics, and premium console)
- Fabric Options: 9oz solution-dyed marine fabric or premium Sunbrella acrylic
- Solution-Dyed Durability: 5–7 years of protection
- Sunbrella Durability: 8–10 years of premium coverage
- Product ID (PID): 3908
- Custom Fit: Engineered for Cobia 320's triple-engine deep-V geometry and expanded cockpit
- Manufacturer: Cobia Boats, Maverick Boat Group, Fort Pierce FL—65+ Years Heritage
- Hull Technology: Vacuum-bonded composite with SeaTech offshore design, 82 sq ft cockpit
Additional information
Choose Your Cover Fabric
7 oz. Polyester — Our entry-level marine cover fabric, woven from 100% polyester fiber at a 7 oz. per linear yard weight. This lighter option keeps the cover manageable for solo handling while still delivering reliable protection against sun, rain, and debris. Backed by a 3-year fabric warranty. Ships in Black.
9 oz. Polyester — Step up to our heavy-duty polyester, engineered at 9 oz. per linear yard for boats that face tougher conditions or extended outdoor storage. The denser weave adds an extra layer of defense against abrasion and weather without adding unnecessary bulk. Protected by a 5-year fabric warranty. Ships in Navy or Black.
Sunbrella® — For boaters who want the best, our Sunbrella covers use 100% solution-dyed acrylic — the same fabric trusted by marine professionals worldwide. Naturally resistant to fading, mold, and water damage, Sunbrella holds its color and integrity season after season. Covered by a 6-year fabric warranty. Ships in Black, Smoke, or Marine Blue.
Both polyester options feature solution-dyed construction, where pigment is infused into each fiber during production rather than applied to the surface afterward. This process locks color deep into the material, preventing any dye transfer to your boat’s gel coat or finish. The result is a cover that stays vibrant without bleeding or rubbing off. Our polyester is also designed to breathe — it allows moisture trapped underneath to vent out naturally, reducing the risk of mildew and keeping your boat dry. The fabric holds its form without sagging or stretching over time, stays lightweight enough for one person to handle, and stands up to prolonged UV exposure and harsh marine weather.
*The warranty periods above are provided by the fabric manufacturer and cover the material itself. For details on what’s included in the warranty for your completed cover, please see our warranty page.
7 oz. Polyester — Our entry-level marine cover fabric, woven from 100% polyester fiber at a 7 oz. per linear yard weight. This lighter option keeps the cover manageable for solo handling while still delivering reliable protection against sun, rain, and debris. Backed by a 3-year fabric warranty. Ships in Black.
9 oz. Polyester — Step up to our heavy-duty polyester, engineered at 9 oz. per linear yard for boats that face tougher conditions or extended outdoor storage. The denser weave adds an extra layer of defense against abrasion and weather without adding unnecessary bulk. Protected by a 5-year fabric warranty. Ships in Navy or Black.
Sunbrella® — For boaters who want the best, our Sunbrella covers use 100% solution-dyed acrylic — the same fabric trusted by marine professionals worldwide. Naturally resistant to fading, mold, and water damage, Sunbrella holds its color and integrity season after season. Covered by a 6-year fabric warranty. Ships in Black, Smoke, or Marine Blue.
Both polyester options feature solution-dyed construction, where pigment is infused into each fiber during production rather than applied to the surface afterward. This process locks color deep into the material, preventing any dye transfer to your boat’s gel coat or finish. The result is a cover that stays vibrant without bleeding or rubbing off. Our polyester is also designed to breathe — it allows moisture trapped underneath to vent out naturally, reducing the risk of mildew and keeping your boat dry. The fabric holds its form without sagging or stretching over time, stays lightweight enough for one person to handle, and stands up to prolonged UV exposure and harsh marine weather.
*The warranty periods above are provided by the fabric manufacturer and cover the material itself. For details on what’s included in the warranty for your completed cover, please see our warranty page.
| Weight | 44 lbs |
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Install
Please watch the video below for installation instructions!
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Frequently Asked Questions
The Cobia 320 steps into premium offshore territory—at 32'0" with triple F300 (850 HP total) configuration, expanded 275-gallon fuel capacity, and an impressive 82 square feet of cockpit working space, the 320 targets serious tournament anglers, professional fishing guides, and wealthy offshore enthusiasts combining maximum fishing capability with family entertainment capacity. The triple-engine configuration delivers 70+ knot cruise speeds and responsive acceleration that competitive anglers demand. The 82-square-foot cockpit (compared to typical center-console 50–60 sq ft) accommodates multiple fighting chairs, enhanced tackle storage, livewell systems, and entertainment amenities simultaneously. The larger fuel capacity extends range beyond 400 nautical miles. For anglers who want the absolute maximum in offshore fishing capability without stepping into 35+ foot dual-console territory, the 320 represents the pinnacle—serious tournament boat married to substantial on-water functionality and premium amenities.
The Cobia 320's triple F300 configuration (850 HP total) delivers exceptional responsiveness, 70+ knot cruise speeds, and remarkable acceleration despite the boat's size and weight (9,260 lbs). Triple engines distribute power evenly across the transom, improve rough-water stability through balanced weight distribution, and provide two-engine redundancy—if one engine fails, the boat remains operable at reduced speeds. Triple-engine performance is ideal for competitive tournaments where seconds matter in positioning for bites, accelerating to distant structure, or racing back to the dock. However, triple engines increase maintenance complexity, fuel consumption, and winterization challenges compared to single or twin configurations. The 320 is the boat for anglers prioritizing maximum performance; those seeking efficiency prefer twin or single-engine models.
The Cobia 320's 82-square-foot cockpit is dramatically larger than typical 50–60 sq ft center-console designs. This additional space enables multiple fighting chairs, enhanced tackle storage systems, premium livewell installations with sophisticated temperature control, baitwell systems, and even entertainment amenities like wet bars or entertainment systems. Tournament anglers appreciate the extra working room for multiple crew members during active fishing, easier movement between fighting positions, and sophisticated rigging infrastructure that supports tournament-grade fishing campaigns. The larger cockpit also provides superior seating comfort for crew during extended passages and entertainment capability for family cruising—a compromise that competitive anglers accept in exchange for premium on-water functionality. The 320's cockpit is essentially that of a dual-console boat integrated into a single-console platform.
Triple-engine boats like the 320 represent ultra-premium investments ($750,000–$1,000,000+) with sophisticated systems throughout: redundant electronics, premium navigation displays, advanced livewell technology, fighting chair infrastructure, and integrated entertainment systems worth tens of thousands. These high-value systems are vulnerable to UV oxidation, salt spray corrosion, and humidity-induced mildew that accelerate in offshore service. Additionally, triple-engine boats operate year-round, often stored in high-sun, humid coastal environments between fishing events. UV exposure degrades gel coat, corrodes fastening hardware, fails electronics, and promotes mildew on upholstery and cabinets. Salt spray deposits corrosive minerals that require constant rinsing and maintenance. A quality T-Top cover reduces these stressors dramatically—preventing electronics failures, gel coat restoration, and interior degradation that can sideline your boat during critical tournament seasons or cost thousands in preventive maintenance.
The Cobia 320 is optimized for serious blue-water pelagic fishing—target species include wahoo, king mackerel, large grouper, and amberjack in offshore structure 100+ nautical miles from the coast. Gulf Stream expeditions are well within the 320's range and capability; mahi-mahi (dorado), sailfish, and marlin fishing are realistic multi-day campaigns. The boat's 275-gallon fuel capacity, triple-engine power, and extensive cockpit infrastructure support extended fishing campaigns that smaller boats cannot sustain. Professional fishing guides operate 320s year-round, and tournament competitors utilize the 320's premium capabilities in prestigious offshore tournaments. The boat's 21.5° deadrise deep-V hull provides genuine offshore seaworthiness in 3–6 foot Gulf Stream seas and beyond. While the 320 can access nearshore reefs and shallow structure efficiently, its true purpose is serious blue-water fishing—the domain of anglers combining maximum capability with premium on-board systems.
The 320's 275-gallon fuel capacity combined with triple F300 power enables 350–450 nautical miles of range at cruise speeds, depending on throttle management and sea conditions. This substantial range permits extended Gulf Stream expeditions, multi-day offshore tournaments with substantial fuel reserves, and access to distant fishing grounds beyond the reach of smaller boats. At efficient cruise speeds (20–25 knots), the 320 can execute full-day runs exceeding 150 nautical miles offshore, stay on structure overnight, and return without fuel anxiety. The large fuel capacity provides contingency reserves for unexpected weather, detours to distant fishing opportunities, or extended search patterns pursuing mobile pelagic species. For professional guides and tournament anglers, the 320's range is a key competitive advantage—sufficient fuel capacity enables client trips to distant offshore grounds that schedule-constrained bookings demand.
For a premium $750,000+ investment like the Cobia 320, premium Sunbrella acrylic is absolutely the correct choice. Sunbrella's superior UV inhibition (8–10 years vs. 5–7 years for solution-dyed), enhanced mildew resistance, and easier maintenance justify the upgrade cost for boats with ultra-premium electronics, extensive internal systems, and year-round saltwater exposure. Triple-engine boats operated in competitive offshore environments experience relentless UV and salt stress; Sunbrella's durability directly protects your boat's condition, system reliability, and resale value. Consider the cover cost as insurance protecting hundreds of thousands in hull value, electronics systems, and interior appointments from UV and salt degradation. Solution-dyed fabric would be penny-wise/pound-foolish for a 320 investment.
The Cobia 320 at 32'0" represents the largest single-console platform—the 344 and 350 models at 34'4" step into dual-console territory with expanded cabins, expanded living spaces, and greater emphasis on family cruising alongside serious fishing capability. The 320 remains the most refined pure-fishing machine—maximum power (triple F300), sophisticated tournament infrastructure, and expanded cockpit without the added complexity and costs of dual-console platforms. For tournament anglers and serious offshore fishermen prioritizing fishing capability, the 320 is ideal. Larger dual-console models (344/350) appeal to anglers combining serious fishing with extended family cruising or entertainment.
For a premium offshore platform like the 320, fresh-water rinsing is essential—ideally daily after saltwater use, minimum weekly during active fishing seasons. Use soft brushing and mild soap solutions to remove salt residue, fish blood, and airborne contaminants. Never pressure-wash or use harsh chemicals that degrade fabric integrity. Allow the cover to air dry completely before folding for storage. For boats in outdoor storage between tournaments, inspect monthly for water pooling, mildew, or salt accumulation, and rinse thoroughly. Store a clean, dry cover in a cool, dark location away from direct sunlight. Proper maintenance extends fabric lifespan by 2–3 years and reduces salt-induced degradation critical for premium boats.
Our Cobia 320 T-Top cover is engineered to fit around factory-standard and tournament-common electronics including radar domes, GPS/chart plotter units, advanced navigation displays, autopilot systems, and integrated hardtop installations. Reinforced panels and strategic cutouts ensure water shedding and fabric integrity around premium components. Most tournament-common aftermarket additions (antennas, rod holders, LED systems) can be accommodated with minor cover adjustments. Substantial modifications—custom hardtop extensions or specialty tournament rigging—may require custom engineering. Contact Perfect Fit or your Cobia dealer if you've specified significant tournament upgrades; we can evaluate your configuration and recommend custom modifications.
Cobia 320 T-Top Boat Cover: Premium Offshore Protection for Triple-Engine Tournament Excellence
The Cobia 320 represents the pinnacle of single-console offshore fishing capability—at 32’0″ with triple F300 (850 HP total) configuration, 275-gallon fuel capacity, and an exceptional 82-square-foot cockpit, the 320 combines the maximum power and working space that serious tournament anglers and professional fishing guides demand with the sophisticated systems required for extended offshore expeditions. Built with Cobia’s vacuum-bonded composite construction (65-year legacy since 1959, now part of the Maverick Boat Group in Fort Pierce, Florida), the 320’s 21.5° deep-V SeaTech hull provides genuine offshore seaworthiness, responsive acceleration to 70+ knot cruise speeds, and the refined engineering that distinguishes tournament-grade platforms from recreational boats. Every 320 carries the weight of significant investment ($750,000–$1,000,000+), featuring ultra-premium electronics, sophisticated livewell systems, fighting chair infrastructure, and entertainment amenities. However, the 320’s exposure to intense offshore UV radiation and aggressive salt spray—intensified by year-round use in Gulf Stream conditions and high-sun coastal storage—threatens the boat’s premium systems, sophisticated electronics, and structural integrity during idle periods. A custom-fitted Cobia 320 T-Top cover provides essential protection, maintaining system reliability and preserving this flagship investment between tournaments and extended offshore campaigns.
Our Cobia 320 T-Top cover wraps the entire helm console and expanded hardtop framework, shielding ultra-premium electronics, multiple navigation displays, autopilot systems, fighting chair rigging, and extensive cabin hardware from UV oxidation, salt residue, and rain intrusion. Engineered with precision contours that match the 320’s unique triple-engine deep-V geometry and tournament-grade console layout exactly, this cover fits snug and secure—no flapping, no water pooling underneath the expanded helm area. Reinforced panels accommodate multiple radar domes, arrays of antennas, premium GPS/chart plotter displays, advanced navigation systems, and sophisticated tournament-grade electronics without compromise. Choose rugged 9oz solution-dyed marine fabric (5–7 years of protection) for reliable baseline performance, or invest in premium Sunbrella acrylic (8–10 years)—strongly recommended for tournament platforms. Sunbrella’s superior UV and mildew resistance directly protects your boat’s condition, system reliability, and ultra-premium resale value. Built by Cobia—a brand synonymous with serious offshore excellence since 1959—your 320 deserves a cover engineered with equal precision and marine-grade durability protecting your tournament investment.
Triple-Engine Power and 82 Square Feet of Tournament Capability
The Cobia 320’s triple F300 configuration (850 HP total) delivers more than raw speed—it provides the responsive acceleration, responsive handling, and consistent power delivery that competitive tournament anglers demand when positioning for bites, racing to distant structure, or executing precise boat control in rough seas. Triple-engine distributed power improves rough-water stability, maintains directional control in challenging conditions, and provides redundancy; if one engine fails, the boat remains operable at reduced speeds. The 320’s exceptional 82-square-foot cockpit (compared to typical center-console 50–60 sq ft) transforms fishing capability—space for multiple fighting chairs, sophisticated tackle storage systems, premium livewell installations with advanced temperature control, baitwell systems, and crew positioning during active fishing. Tournament competitors appreciate the extra working room; professional fishing guides rely on the 320’s cockpit space to accommodate clients, equipment, and sophisticated rigging infrastructure simultaneously. The larger cockpit is essentially the working space of a dual-console boat integrated into the maneuverability and performance envelope of a single-console platform.
Offshore Durability and Long-Term System Protection
Triple-engine offshore boats operating in competitive tournament environments or professional guide services experience relentless UV and salt stress. Ultraviolet radiation is 25–50% more intense at sea than land-based exposure; salt spray deposits corrosive minerals on every exposed surface, accelerating gel coat oxidation, hardware corrosion, and electronics degradation. The 320’s ultra-premium systems—$30,000+ in electronics, sophisticated livewells, fighting chair infrastructure, navigation displays—are vulnerable to moisture intrusion, salt-induced corrosion, and UV-induced failures. A single electronics failure during tournament season can cost $5,000–$15,000 in repairs and sideline your boat during critical competition windows. Year-round operational boats stored in high-sun, humid coastal environments experience compounded UV and salt stress. A quality T-Top cover reduces these environmental stressors dramatically—preventing gel coat oxidation, shielding electronics from salt residue, maintaining interior humidity levels that inhibit mildew, and protecting the sophisticated systems that enable competitive success. For boats representing $750,000+ investments operating in harsh offshore environments, cover protection is essential infrastructure—not a luxury upgrade. Explore our complete center-console cover collection to compare options, or view our Cobia 344 T-Top cover for understanding how larger dual-console platforms compare. For detailed information about Cobia’s flagship heritage, check our Cobia 206 T-Top cover to understand the range of Cobia protection available across all model categories.
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